Home buyers
Home Buying Process
01
Initial Consultation
Begin your home buying journey with a personalized consultation. Adam Tabaka, your dedicated Realtor, listens to your needs, aspirations, and budget. Together, we define your dream home criteria, ensuring a tailored and efficient search process.
02
Property Search and Selection
With your criteria in mind, Adam conducts a thorough market analysis. He identifies potential properties, presenting you with a curated selection that aligns with your lifestyle, preferences, and investment goals.
03
Negotiation and Offer
Adam leverages her expertise to negotiate the best terms for your dream home. From price to contingencies, He ensures a fair deal. With attention to detail, He crafts a compelling offer that stands out in the competitive real estate landscape.
04
Due Diligence and Inspections
Once your offer is accepted, Adam guides you through the due diligence process. He coordinates inspections, ensuring you have a comprehensive understanding of the property’s condition. Alma’s meticulous approach guarantees informed decisions at every step.
05
Financing and Closing Process
Adam collaborates with trusted lenders to streamline your financing. He keeps you informed about the closing process, navigating paperwork with precision. Adam ensures a smooth transition from offer acceptance to the final closing, minimizing stress and maximizing efficiency.
06
Post-Closing Support
Your relationship with Adam extends beyond closing. He provides valuable post-closing support, assisting with any remaining tasks or questions. Alma’s commitment to your satisfaction is unwavering, making your transition into your new home seamless and enjoyable.
What Buyers Actually Need to Save
Think you need 20% down to buy a home? Not anymore. Learn the three actual cash components every buyer needs to prepare for — including agent compensation, closing costs, and lender-required reserves.
How to Clarify Your Home Buying Priorities
Not sure what matters most in your home search? You’re not alone. Learn how to define your needs, communicate with your partner, and avoid wasted time and frustration.
Who Are You Competing With?
Every offer competes — but do you know who you’re up against? Learn how to assess local buyer trends, seller subsidies, and financing types in your price range to gain a strategic edge.
The Top Compromises Buyers Make
Nearly 3 out of 4 buyers make at least one major compromise. Learn the top three trade-offs home buyers most commonly accept — and where they tend to draw the line.
How to Turn Your Budget into a Purchase Price
Not sure what you can afford? Learn how to convert your monthly payment comfort zone into a realistic home price using three key methods — and why pre-approval is essential before you make an offer.
How to Choose the Right Lender
The lender you pick can make or break your deal. Learn the pros and cons of banks, online lenders, and mortgage companies — and why choosing wrong could cost you the home you love.
Mortgage Myths, Buyer Mistakes & Pro Advice
Veteran loan officer Rob Clark shares insights from 4,500+ closings — including common buyer misconceptions, credit pitfalls, and what separates serious buyers from those who stall out.
FHA vs. Conventional, Credit Tips & Loan Prep
Loan officer Dalton Haueisen shares what buyers need to know about loan types, down payment myths, pre-approval steps, and how credit scores really impact your rate.
How to Avoid Spam After a Credit Pull
Don’t get bombarded with calls and texts after applying for a mortgage. Learn the simple step to block credit bureaus from selling your info before you submit your application.
What It Really Means to “Learn the Market”
Looking at photos isn’t enough. Learn why seeing homes in person — and knowing when not to write an offer — is key to becoming a confident, well-prepared buyer.
What to Watch for When Touring Homes
It’s easy to focus on kitchens and finishes — but savvy buyers know where to look for signs of hidden problems. Learn what to check during showings before making an offer.
How to Structure the Right Offer
Writing the right offer isn’t just about price. Learn how to evaluate local competition, seller priorities, and your own financial position to make a winning — and wise — move.
How to Win in a Competitive Market
Making an offer in a bidding war? Learn how to strengthen your position with pricing strategies, waived contingencies, and creative incentives — without putting yourself at risk.
What to Do After Your Offer Is Accepted
The first week after ratification is critical. Learn the key steps you need to take immediately — from submitting your EMD to applying for your mortgage and insurance.
What to Do When Interest Rates Are Rising
Worried about rates going up while you shop? Learn how a lock-and-shop program can protect you, helping you secure today’s rate — even before you find a home.
→ Watch now to see if this strategy is right for your loan type.
How to Take Advantage of Falling Interest Rates
If you believe rates are likely to drop after you’ve locked in, a float-down option might let you capture a better deal. Learn how this one-time opportunity works — and who qualifies.
Four Ways to Structure a Home Inspection
Not all inspections are created equal. Learn the four most common approaches — including which give you negotiation power, and which leave you exposed.
→ Watch now to choose the right inspection strategy for your offer.
What You Need to Know About Termite Inspections
WDI inspections are often required — but not always understood. Learn what they cover, when they’re mandatory, and why they’re not actually a contract contingency.
What Does a Title Company Actually Do?
From title searches to settlement and recording, your title company plays a vital role in protecting your ownership and moving your deal across the finish line.
→ Watch now to understand how title keeps your closing on track.
How to Review HOA and Condo Docs
Resale packets can be hundreds of pages — but don’t ignore them. Learn about various red flags that you should be looking for, from low reserves to pending litigation.
→ Watch now to protect yourself before closing in an HOA or condo.
What Not to Buy Before Closing
That new couch, patio furniture, and new car to park in the driveway can wait. Learn why big-ticket purchases before settlement can derail your mortgage — even with a conditional commitment in hand.
The Two Types of Financing Contingencies
Automatic expiration or automatic extension — which one protects you better? Learn how financing contingency structures work and what happens if your loan is denied.
Appraisal Contingencies, Explained
Not all financing types handle appraisals the same way. Learn how FHA, VA, and conventional loans approach low appraisals — and what a gap guarantee really means.
→ Watch now to understand your options if the value comes in low.
Don’t Forget to Transfer Your Utilities
It’s one of the most commonly forgotten pre-closing tasks. Make sure your electric, water, gas, and internet services are active in your name on settlement day.
→ Watch now to avoid moving in without power, water or Wi-Fi.
Understanding the Big Three Closing Documents
You’ll receive a Loan Estimate, Closing Disclosure, and ALTA Settlement Statement before closing — but do you know what to look for? Learn how each one works and why they matter.
How to Avoid Wire Fraud Before Closing
Scammers target buyers right before settlement — and one wrong click can cost you your entire down payment. Learn how to spot fake emails and safely verify wiring instructions.
What to Expect on Settlement Day
You’ve made it to the finish line. Learn what to bring to settlement, how long it should take, and how to be prepared so your closing goes smoothly and stress-free.