Home Buying Process
The Role of the Title Company
Your Roadmap to a Confident Home Purchase
Whether you’re buying for the first time or the fifth, having a clear understanding of the home buying process makes all the difference.
My comprehensive Home Buyer Overview walks you through every stage—from financing and offer strategy to inspections, closing, and beyond—so you can navigate your purchase with clarity, confidence, and fewer surprises.
Title companies play a behind-the-scenes but critical role in every real estate transaction. In this video, Adam breaks down exactly what a title or settlement company does—from ensuring you have clear title to managing your earnest money and recording your deed. This is a must-watch for buyers who want to understand who’s handling their money, paperwork, and legal protection throughout the process.
What You’ll Learn in This Video:
The title company’s role from contract to closing
What a title search is and why it matters
The difference between lender’s and owner’s title insurance
How title companies handle your earnest money and closing funds
Why a good title company can make or break your settlement experience
What’s on the market now? Customize your home search.
Ready to start the process? Schedule a brief conversation.
Adam Tabaka (00:00):
Alright, let’s talk title. A title company, or a settlement company serves several different functions during the time from contract to closing. Now a really good title company is going to help ensure that that transition from contract all the way to settlement is smooth. A really bad title company can derail things very quickly and cause you all kinds of headaches.
(00:26):
Now it’s important that right after ratification your title company receive a copy of the ratified contract so that they can get to work doing what they need to do to ensure that you have clear title when you’re ready to settle. Your title company will also generally serve as the escrow holder for your earnest money deposit.
(00:46):
After receiving a copy of the ratified contract, your title company will begin what’s called the title search. During this process, they’ll be looking for any evidence of outstanding claims against the property or liens that are attached to the property that might prevent you from receiving clear and marketable title.
(01:04):
If you’re financing your purchase, they will issue the lender’s title insurance policy. And if you choose to purchase owner’s title insurance, they will issue that policy as well. There are generally a number of documents to be signed at settlement, and your title company will help guide you through what each of those documents means and what you’re signing.
(01:25):
And after settlement, your title company will record the deed and mortgage, if applicable with the local city or county, and will disperse funds to the seller.
(01:35):
Want to learn more? Check out my Home Buyer Overview. Ready to get the process started? Give me a call or schedule time with me down below. Until next time, take it easy.
Your Roadmap to a Confident Home Purchase
Whether you’re buying for the first time or the fifth, having a clear understanding of the home buying process makes all the difference.
My comprehensive Home Buyer Overview walks you through every stage—from financing and offer strategy to inspections, closing, and beyond—so you can navigate your purchase with clarity, confidence, and fewer surprises.