Home Buying Process
What to Bring to Settlement
Your Roadmap to a Confident Home Purchase
Whether you’re buying for the first time or the fifth, having a clear understanding of the home buying process makes all the difference.
My comprehensive Home Buyer Overview walks you through every stage—from financing and offer strategy to inspections, closing, and beyond—so you can navigate your purchase with clarity, confidence, and fewer surprises.
You’ve made it to settlement day—but a smooth closing depends on being fully prepared. In this video, Adam walks you through exactly what to bring, what to expect, and how to avoid common last-minute hiccups. This is a must-watch for any home buyer preparing for the final step in their purchase journey.
What You’ll Learn in This Video:
What forms of ID are required at settlement
What to bring if you’re wiring funds or using a cashier’s check
Why bringing a personal checkbook is still smart in the digital age
How long settlement usually takes and what the signing process involves
Who to ask if questions come up during closing
What’s on the market now? Customize your home search.
Ready to start the process? Schedule a brief conversation.
Adam Tabaka (00:00):
Alright, settlement’s here – you’ve finally reached the finish line. What should you have prepared and what should you expect?
(00:07):
Be sure to have a government issued photo id generally a driver’s license, a military ID or a passport, and make sure that your ID is not expired. If it is, the title company generally will not be able to accept that, even if it’s clearly you in the photo.
(00:25):
If you’ve wired funds to the title company, be sure to have your wire confirmation just to be safe. If you’re bringing a cashier’s check, be sure to have that check in hand when you arrive. And it’s always a good idea to bring a personal checkbook just in case any minor last minute adjustments were required. Any such adjustments will generally be quite small in the grand scheme of things.
(00:47):
Now during settlement, expect to sign a lot of paperwork. How long your settlement takes depends on the complexity of your purchase and how thoroughly you review each document before signing. Some settlements may last only 30 to 40 minutes, while others might take as long as an hour and a half. If you have questions, your closer, your settlement attorney or your agent should help answer those questions as you proceed through the process.
(01:14):
Want to learn more? Check out my Home Buyer Overview. Ready to get the process started? Give me a call or schedule time with me down below. Until next time, take it easy.
Your Roadmap to a Confident Home Purchase
Whether you’re buying for the first time or the fifth, having a clear understanding of the home buying process makes all the difference.
My comprehensive Home Buyer Overview walks you through every stage—from financing and offer strategy to inspections, closing, and beyond—so you can navigate your purchase with clarity, confidence, and fewer surprises.